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Baltimore Rowhouses
Rowhouses have to be a trademark of only a few American Cities, Baltimore included. They could be built as elaborate three and four story structures, several rooms deep, or might be smaller, only 2 rooms deep ( 4 rooms total ) , often known as alley houses.  Quite often, the wider corner houses would have a small grocery store, located on the first floor, with residences in the upper floors.      In different parts of the City, you will find different styles of rowhouses. A rowhouse style you would see in Southeast Baltimore City,, you likely won't find in Northwest Baltimore City.     In 1929 ,  63% of the houses in Baltimore City were owned by the occupants. 86%  were one family type, while only 11 % were known as two family type. A mere 3% were known as three family structures , which included hotels based in the City. Another fact that seems to have helped the Baltimore family of 1929 was the fact that at least 65% of families had some type of bank savings account.	..............
........ Old Postcard View	In 1914, one publication showed that from the years 1908 to 1914 , 14,000 rowhouses had been built in Baltimore City. The average rowhouse built in Baltimore City at this time costs about $1,200,  for a two story rowhouse, which was believed to be ideal for people of moderate means.      Rowhouses allowed people to be be home owners without too much expense.  Ground grounds were in place so one didn't have to buy the ground under which the house was built on, only the house itself.  The home owner would pay a ground rent to the owner of the land yearly for use of the land.
A trademark of Baltimore was the rowhouse with white marble steps, and the sight of scrubbing those steps over the years to keep them clean. Baltimore has had housing problems over the years, and a lot of the old rowhouses sit empty and abandoned these days.     Rowhouse designs would later allow for porches, bay windows, and improved window and door sills ( treatments ) .For those looking to save every penny, one option with some builders was to pass on the trademark marble steps and simply have wooden steps.       In 1929 , Baltimore City ranked 1st in home ownership among larger cities in the U.S. . So called " tenements " ( slums ) were also not common in the city in the late 1920's.  The average rowhouse could be purchased at an average costs of $4,5000, with monthly installments of $30 to $40 a month.	.................. ............................................................................................................................Old Postcard View
...................... .An architect's drawing of rowhouses being completed in Northwest Baltimore City, circa 1940's	Many of Baltimore's rowhouses were built of brick, and the houses sold for up to $2,000 in 1914, which would increase to about $3,500 for a new rowhouse in Northwest Baltimore by 1935 ( on Dolfield Avenue ) .      Payments back in 1914 were considered " weekly payments " , and would include the purchase price of the house, as well as the ground rent, taxes, "water rent ", and insurance. Weekly installments would range from $5 to $7 weekly for a $1200 home. Under this arrangement, if payments were made on time, within 8 to 10 years,  the house would become the property of the home buyer. Taxes, water , and ground rent would still have to be paid, but the house would belong to the buyer.     Ground rents ran from $42. to $60. a year,  making the value of the ground between $700 and $1,000.  Home buyers would have the option later to buy the land as well. .......
.Rowhouses were popular in Baltimore because they could be sold at low rates, with the ground rent system in place. A home buyer could buy a house and afford the payments, without having to worry about the costs of the actual land.  Rowhouses could be built by builders who would buy acres of land at a time, and build entire blocks at a time. Building materials would be purchased in bulk, which allowed even more savings for the builder, and the end result would be a cheaper house for the builder and buyer. .... These " Rowhouses " were built in the 1940's along Calvert Street in Baltimore City.
..............................	..     Ads in the local newspapers would often show a photograph of the finished project. Traveling through Baltimore these days, it's sad to see how many of these homes are decaying, neglected and abandoned.
Not all the homes in Baltimore are rowhouses, and there are several developments built over 100 years years ago, that are still going strong. Roland Park, Guilford and Homeland, were all planned communities in Northern Baltimore City that have kept there values and the houses iare in high demand. There are plenty of other neighborhoods in Baltimore that have also kept a good image and are desirable places to live as well. Please feel free to email Kilduffs with any questions or comments . Updated 5-25-2008